RepairCreditScore101.Com has created this privacy statement in order to demonstrate our firm
and continuing commitment to the privacy of personal information provided by those visiting and interacting
with this web site. We hold the privacy of your personal information in the highest regard. The following
discloses our information gathering and dissemination practices for this website.
We recognize the importance of protecting your privacy and our policy is designed to assist
you in understanding how we collect, use and safeguard the personal information you provide to us and to
assist you in making informed decisions when using our site. This policy will be continuously assessed
taking new technologies, business practices and our customers' needs into account.
What Information Do We Collect?
When you visit this web site you may provide us with two types of information: (1) personal
information you knowingly choose to disclose that is collected on an individual basis and (2) Web site use
information collected on an aggregate basis as you and others browse our Web site.
1. Personal Information You Choose to Provide
When you register for any of our products, services or newsletters, you will provide us information about
Credit Card Information
If you choose to avail of our services, you may need to give personal information and authorization to obtain
information from various credit services. For example, you may need to provide the following
- Mailing address
- Email address
- Credit card number
- Name on credit card
- Credit card billing address
- Business and home phone number
If you choose to correspond with us via email, we may retain the content of your email messages together with your
email address and our responses. We provide the same protections for these electronic communications that we employ
in the maintenance of information received by mail and telephone.
2. Web Site Use Information
In common with other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see
explanation below, "What Are Cookies?"), and web server log files to collect information about how our Web site is
used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages
viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.
How Do We Use the Information That You Provide to Us?
Broadly speaking, we use personal information for the purpose of administering our business
activities, providing the products and services you requested, to process your payment, to monitor the use of
the service, our marketing and promotional efforts and to improve our content and service offerings and
customize our site's content, layout, services and for other lawful purposes. These uses improve our site and
better tailor it to meet your needs.
Furthermore, such information may be shared with others on an aggregate basis. Personally
identifiable information or business information will not be shared with parties except as required by
Occasionally, we may also use the information we collect to notify you about important changes
to our Website, new services, and special offers we think you will find valuable. You may notify us at any
time if you do not wish to receive these offers by emailing us at the link provided on the
What Are Cookies?
A cookie is a very small text file, which often includes an anonymous unique identifier. When
you visit a Web site, that site's computer asks your computer for permission to store this file in a part of
your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if
your browser's preferences allow it, but, to protect your privacy, your browser only permits a Web site
to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are
usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the
possible that some areas of our site will not function as effectively when viewed by the users. A cookie
cannot retrieve any other data from your hard drive or pass on computer viruses.
How Do We Use Information We Collect from Cookies?
security. Cookies, in conjunction with our Web server's log files, allow us to calculate the aggregate number
of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback
to constantly improve our Web site and better serve our clients. Cookies do not allow us to gather any
personal information about you and we do not intentionally store any personal information that your browser
provided to us in your cookies.
Cookies and AdSense
Third parties, such as Google AdSense, may place and read cookies on your browser, or use web beacons to collect information, while serving ads on this web site. Here is how Google explains cookies:
"A 'cookie' is a small file containing a string of characters that is sent to your computer when you visit a website. When you visit the website again, the cookie allows that site to recognize your browser. Cookies may store user preferences and other information. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some website features or services may not function properly without cookies."
Cookies and Kontera
We use third-party companies to serve ads and collect non-personally identifiable information (e.g., the pages you visit and which links you click, which ads you see and click on and the categories of search terms you enter) when you visit our web site. These companies may use the information outlined above (which does not include your name, address, email address or telephone number) about your visits to this and other web sites in order to provide advertisements about goods and services of interest to you. These companies often use a cookie or third party web beacon to collect this information. If you would like more information about this practice and to know your choices about not having this information used by these companies, please visit this page: NAI universal user opt-out.
IP is an abbreviation for "Internet Protocol". IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (e.g. Web pages you request) can be sent to you.
Sharing and Selling Information
We do not share, sell, lend or lease any of the information that uniquely identifies a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.
How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us at the usual address.
What About Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, in other words, when we, in good
faith, believe that the law requires it or for the protection of our legal rights. We may also disclose
account information when we have reason to believe that disclosing this information is necessary to identify,
contact or bring legal action against someone who may be violating our Terms of Service or to protect the
safety of our users and the Public.
What About Other Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or from our Web site
or the information or content contained therein. Often links to other Web sites are provided solely as
pointers to information on topics that may be useful to the users of our Web site.
Please remember that when you use a link to go from our Website to another web site, our
sites, which have a link on our Website, is subject to that Web site's own rules and policies. Please read
over those rules and policies before proceeding.
By using our Web site you consent to our collection and use of your personal information as
Our Commitment To Data Security
Please note that your information will be stored and processed on our computers in the United
States. The laws on holding personal data in the United States may be less stringent than the laws of your
Country of residence or citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the
correct use of information, we have put in place appropriate physical, electronic, and managerial procedures
to safeguard and secure the information we collect online.
This site allows visitors to unsubscribe so that they will not receive future messages. After
unsubscribing we will discontinue sending the particular messages as soon as technically feasible.
Surveys & Contests
From time to time our site requests information from users via surveys or contests.
Participation in these surveys or contests is completely voluntary and the user therefore has a choice
whether or not to disclose this information. Information requested may include contact information (such as
name and shipping address), and demographic information (such as zip code, age level). Contact information
will be used to notify the winners and award prizes. Survey information will be used for purposes of
monitoring or improving the use and satisfaction of this site.
A Special Note About Children
Children are not eligible to use our services unsupervised and we ask that children under the
age of 14 do not submit any personal information to us. If you are a minor, you can use this service
only in conjunction with permission and guidance from your parents or guardians.
Acquisition or Changes in Ownership
In the event that the web site (or a substantial portion of its assets) is acquired, your
information would be considered part of those assets, and may be part of those assets that are